Aaj ke time me paisa kamana jitna mushkil hai, utna hi mushkil hai use sahi tarike se manage karna. Bahut se log achha kama lete hain, lekin month ke end tak pocket almost khali hoti hai. Iska reason hota hai – galat financial habits. Is article me hum baat karenge kuch aisi aadaton ki jo aapko dheere-dheere financially strong bana sakti hain.
📊 1. Income se Pehle Expense Mat Banao
Sabse badi galti ye hoti hai ki jaise hi salary aati hai, log pehle shopping aur bills plan kar lete hain. Smart log pehle saving decide karte hain, phir baaki kharch.Rule simple hai: Pehle save, phir spend
🏦 2. Saving Ko Automatic Banao
Agar saving “bache to karenge” pe based hai, to saving kabhi nahi hogi. Behtar ye hai ki:Salary aate hi fixed amount alag account me chala jayeSIP ya recurring deposit start kareinIsse bina soche saving hoti rahegi.